| Home | Credit card offers for people like you and me |
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| Offers: | Promo rates for purchases | Promo rates for balance transfers |
| Categories: | Regular | Business | Student | All |
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Best 5 or fewer regular cards per bank
updated on 1/3/2009 (Best offers are at the top) |
| Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable | See all cards here |
| American Express |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Review |
| American Express | 1.99% | 6 | $0 | 0% | 3 | 0% | N/A | $0 | 13.99% | TrueEarnings® Card from Costco and American Express | Cashback 1% |
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| American Express | 2.99% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | As low as 10.99% | Blue from American Express® | Points 1 per $1 |
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| American Express | 2.99% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | As low as 11.99% | Blue Sky from American Express® | Points 1 per $1 |
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| American Express | 2.99% | up-to 12 | $0 | 0% | up-to 12 | 3% | $5 | $99 | As low as 11.99% | Blue Cash® from American Express | Cashback 5% |
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| American Express | 9.99% | 6 | $452 | 2.90% | 6 | 0% | N/A | $0 | 13.99% | Starwood Preferred Guest® Credit Card from American Express | Points 1 per $1 |
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| Capital One |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Review |
| Capital One | 0% | until January 2010 | $0 | 0% | until January 2010 | 3% | N/A | N/A | 8.90% | Capital One® Platinum Prestige | ♥ | |
| Capital One | 0% | until January 2010 | $0 | 0% | until January 2010 | 3% | N/A | N/A | 8.90% | Capital One® Platinum Prestige - Visa® | ♥ | |
| Capital One | 0% | until January 2010 | $0 | 0% | until January 2010 | 3% | N/A | N/A | 12.90% | Capital One® Platinum - Good Credit | ♥ |
| Citibank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Review |
| Citibank | 0% | up-to 12 | $0 | 0% | up-to 12 | 3% | $999 | N/A | As low as 6.74% | Citi® Platinum Select® MasterCard® | ♥ | |
| Citibank | 0% | up-to 12 | $0 | No promo | No promo | 3% | $999 | N/A | As low as 8.99% | Citi CashReturns(SM) MasterCard® | Cashback 1% |
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| Citibank | 0% | up-to 12 | $0 | No promo | No promo | 3% | $999 | N/A | As low as 9.49% | Citi® Diamond Preferred® Rewards Card | Points 1 per $1 |
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| Discover |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Review |
| Discover | 0% | 12 | $0 | 0% | 6 | 3% | N/A | N/A | 10.99% | Discover® More(SM) Card | Cashback .25% |
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| Discover | 0% | 12 | $0 | 0% | 6 | 3% | N/A | N/A | 10.99% | Discover® Open Road(SM) Card | Cashback 5% |
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| Discover | 0% | 6 | $0 | 0% | 6 | 3% | N/A | N/A | 10.99% | Miles by Discover® Card | Miles 1 per $1 |
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| Discover | 3.99% | 12 | $0 | 3.99% | 6 | 3% | N/A | N/A | 10.99% | Discover® Motiva(SM) Card | ♥ |
| IberiaBank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Review |
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | As low as 7.00% | IberiaBank Visa® Classic Card | ♥ | |
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | As low as 8.00% | IberiaBank Visa® Platinum Rewards Card | Points 1 per $1 |
♥ |
| IberiaBank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | As low as 8.00% | IberiaBank Visa® Gold Cash Back Rewards Card | Cashback 1% |
♥ |
| Pulaski Bank |
| Bank name | Promo BT APR | Promo period for BTs (months) | Annual fee | Promo purchase APR | Promo period for purchases (months) | Promo BT fee | Min. promo BT fee | Max. promo BT fee | Regular purchase APR4 | Card name | Reward program | Review |
| Pulaski Bank | 0% | 6 | $0 | No promo | No promo | 0% | $0 | $0 | 8.00% | Pulaski Bank Gold Visa® Card | ♥ | |
| Pulaski Bank | 0% | 6 | $35 | No promo | No promo | 0% | $0 | $0 | 6.50% | Pulaski Bank Visa® Card | ♥ |
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1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived 3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards. 4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors. |
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