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Best 5 or fewer regular cards per bank
updated on 1/3/2009
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all cards here

American Express
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programReview
American Express 1.99% 6 $0 0% 3 0% N/A $0 13.99% TrueEarnings® Card from Costco and American Express Cashback
1%
American Express 2.99% up-to 12 $0 0% up-to 12 3% $5 $99 As low as 10.99% Blue from American Express® Points
1 per $1
American Express 2.99% up-to 12 $0 0% up-to 12 3% $5 $99 As low as 11.99% Blue Sky from American Express® Points
1 per $1
American Express 2.99% up-to 12 $0 0% up-to 12 3% $5 $99 As low as 11.99% Blue Cash® from American Express Cashback
5%
American Express 9.99% 6 $452 2.90% 6 0% N/A $0 13.99% Starwood Preferred Guest® Credit Card from American Express Points
1 per $1

Capital One
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programReview
Capital One 0% until January 2010 $0 0% until January 2010 3% N/A N/A 8.90% Capital One® Platinum Prestige  
Capital One 0% until January 2010 $0 0% until January 2010 3% N/A N/A 8.90% Capital One® Platinum Prestige - Visa®  
Capital One 0% until January 2010 $0 0% until January 2010 3% N/A N/A 12.90% Capital One® Platinum - Good Credit  

Citibank
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programReview
Citibank 0% up-to 12 $0 0% up-to 12 3% $999 N/A As low as 6.74% Citi® Platinum Select® MasterCard®  
Citibank 0% up-to 12 $0 No promo No promo 3% $999 N/A As low as 8.99% Citi CashReturns(SM) MasterCard® Cashback
1%
Citibank 0% up-to 12 $0 No promo No promo 3% $999 N/A As low as 9.49% Citi® Diamond Preferred® Rewards Card Points
1 per $1

Discover
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programReview
Discover 0% 12 $0 0% 6 3% N/A N/A 10.99% Discover® More(SM) Card Cashback
.25%
Discover 0% 12 $0 0% 6 3% N/A N/A 10.99% Discover® Open Road(SM) Card Cashback
5%
Discover 0% 6 $0 0% 6 3% N/A N/A 10.99% Miles by Discover® Card Miles
1 per $1
Discover 3.99% 12 $0 3.99% 6 3% N/A N/A 10.99% Discover® Motiva(SM) Card  

IberiaBank
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programReview
IberiaBank 0% 6 $0 No promo No promo 0% $0 $0 As low as 7.00% IberiaBank Visa® Classic Card  
IberiaBank 0% 6 $0 No promo No promo 0% $0 $0 As low as 8.00% IberiaBank Visa® Platinum Rewards Card Points
1 per $1
IberiaBank 0% 6 $0 No promo No promo 0% $0 $0 As low as 8.00% IberiaBank Visa® Gold Cash Back Rewards Card Cashback
1%

Pulaski Bank
Bank namePromo BT APRPromo period for BTs (months)Annual feePromo purchase APRPromo period for purchases (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Card nameReward programReview
Pulaski Bank 0% 6 $0 No promo No promo 0% $0 $0 8.00% Pulaski Bank Gold Visa® Card  
Pulaski Bank 0% 6 $35 No promo No promo 0% $0 $0 6.50% Pulaski Bank Visa® Card  
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.




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