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Best 20 cards
updated on 1/3/2009
(Best offers are at the top)
Abbreviations: BT - balance transfer; APR - annual percentage rate; N/A - not applicable See all 38 cards here
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programReviewCard type
0% up-to 12 $0 0% up-to 12 3% $999 N/A As low as 6.74% Citibank Citi® Platinum Select® MasterCard®   Regular
0% until January 2010 $0 0% until January 2010 3% N/A N/A 8.90% Capital One Capital One® Platinum Prestige   Regular
0% until January 2010 $0 0% until January 2010 3% N/A N/A 8.90% Capital One Capital One® Platinum Prestige - Visa®   Regular
0% until January 2010 $0 No promo No promo No promo $0 No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards Excellent 1.25 Miles Rewards Miles
1.25 per $1
Regular
0% until January 2010 $0 No promo No promo No promo $0 No promo 9.90% Capital One Capital One® No Hassle Points(SM) Rewards - Excellent Credit Points
1 per $1
Regular
0% until January 2010 $0 No promo No promo No promo $0 No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards For Travel & Gas Miles
3 per $1
Regular
0% until January 2010 $0 No promo No promo No promo $0 No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Rewards - MasterCard® Excellent 1x - 2x Miles Rewards Miles
1 per $1
Regular
0% up-to 12 $0 2.99% up-to 12 3% $5 $99 As low as 10.99% American Express Blue from American Express® Points
1 per $1
Regular
0% up-to 12 $0 2.99% up-to 12 3% $5 $99 As low as 11.99% American Express Blue Sky from American Express® Points
1 per $1
Regular
0% up-to 12 $0 2.99% up-to 12 3% $5 $99 As low as 11.99% American Express Blue Cash® from American Express Cashback
5%
Regular
0% until January 2010 $0 0% until January 2010 3% N/A N/A 12.90% Capital One Capital One® Platinum - Good Credit   Regular
0% until January 2010 $0 No promo No promo No promo $0 No promo 13.90% Capital One Capital One® No Hassle Cash(SM) Rewards - Good Credit Cashback
1%
Regular
0% until January 2010 $0 No promo No promo No promo $0 No promo 13.90% Capital One Capital One® No Hassle Miles(SM) Rewards - Good Credit Miles
1.25 per $1
Regular
0% until January 2010 $0 0% until January 2010 3% N/A N/A As low as 14.99% Capital One Capital One® Business Platinum with Preferred No Hassle Miles(SM) Miles
1 per $1
Business
0% until January 2010 $39 No promo No promo No promo $0 No promo 9.90% Capital One Capital One® No Hassle Miles(SM) Ultra-For Professionals Miles
2 per $1
Regular
0% 6 $0 0% 12 3% N/A N/A 10.99% Discover Discover® More(SM) Card Cashback
.25%
Regular
0% 6 $0 0% 6 3% N/A N/A 10.99% Discover Miles by Discover® Card Miles
1 per $1
Regular
0% 6 $0 0% 12 3% N/A N/A 10.99% Discover Discover® Open Road(SM) Card Cashback
5%
Regular
0% 6 $0 0% 6 3% $5 N/A 12.24% Citibank Citi® mtvU™ Platinum Select® Visa® Card for College Students Points
1 per $1
Student
0% 6 $0 No promo No promo No promo $10 No promo As low as 13.99% First National Bank of Omaha World of Warcraft Platinum Edition Visa® Card Points
1 per $1
Regular
Promo purchase APRPromo period for purchases (months)Annual feePromo BT APRPromo period for BTs (months)Promo BT feeMin. promo BT feeMax. promo BT feeRegular purchase APR4Bank nameCard nameReward programReviewCard type
1 - Balance transfer APR is valid only if the balance transfer is requested in credit card application
2 - First annual fee is waived
3 - We are not allowed to show you the maximal fee for balance transfers. However, we did take the fee into account when we sorted credit cards.
4 - Only the minimally possible APR is shown. Your rate will be determined by the bank based on your credit history, household income and other factors.




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